In this document, references to "Our," "Us," or "We" relate to modernsolutions.com,
modernsolutions.com/solar, and modernsolutions.com/mortgage), the Company that provides the
services, while references to "You" refer to anybody who visits the company’s website ("Site") through
any channel. By using our services, you signify your acceptance of our Terms & Conditions. You
acknowledge that you have read, understand, and agree to be bound by these Terms and Conditions by
accessing the Site, whether or not you have an account with us, and that you have the legal capacity to
enter into this agreement. If you disagree with any of these guidelines, stop using the Site right away. The
terms and conditions of any further postings made on the website are explicitly included by reference. We
reserve the right to terminate this Agreement if you fail to abide by its provisions.
 To the fullest extent permitted by law, the Company disclaims all representations and warranties,
express or implied, regarding the accuracy, reliability, appropriateness, availability, or that the
information on the Site is accurate, complete, or up to date. The Company is also held harmless
from and against any claims resulting from damages sustained through the use of the website or
third-party actions or inactions (even if we have been informed of the possibility of such
 The user is responsible for any information he publishes on the website, which should comply
with all applicable laws, rules, and regulations. This website is provided "as is," with all of its
flaws, and without any representation or warranty of any kind, including, without limitation,
implied warranties or conditions of merchantability, fitness for a particular purpose, or non-
infringement of intellectual property or other rights.
 You should submit accurate and complete information when requested, or update the information
as necessary.
 Any content that disobeys the law, rules, regulations, or these terms and conditions may be
removed by the Company.
 You affirm and guarantee that you are authorized to use that information and that you are giving
us permission to access and use it.
 The user is required to behave responsibly when using the website.
 The user is in charge of protecting their account by using strong passwords and keeping their
login information private.
 It is forbidden to try to get around the Site’s security measures, and it’s also forbidden to violate
our rights or the rights of other users.
 Once content is posted to the website, the Company owns it and may use it as it sees fit; the user
will not be paid for the content.
 Any intellectual property belonging to the Company during the term of this agreement is the sole
property of the Company, and we reserve the right to utilize any of the content on this site for our
commercial goals, such as marketing. A non-exclusive, non-transferable license may be given to
the user.
 Without our prior written consent, you are not allowed to reproduce, replicate, edit, transmit, or
otherwise utilize this Site’s features for your own or another person’s advantage.
 You are able to link from our website to other sites that are not under our control. We have no
control over the characteristics, information, or accessibility of those websites. The inclusion of
any links does not imply sponsorship of or agreement with the views expressed therein. All risks
associated with your use of such sites or items are strictly your responsibility.
 We reserve the right to change certain materials on the Site. We have the right to change these
terms at any time and without warning. You must keep yourself updated of any changes because
if you continue to use the Site, you will be bound by them.

The parties’ agreement is fully embodied in this document. It replaces any former understandings or
agreements between the Parties about the subject matter hereof, whether they were expressed orally or in
writing. This Agreement may not be assigned or transferred by you except with our prior written consent;
we may do so without your consent. No waiver of our rights under this agreement should be inferred from
our failure to enforce any of its terms or conditions. Any waiver by Us of Your breach of, or
noncompliance with, any term or provision of this agreement will not be interpreted as a waiver of that
term or provision at a later date or of any other condition or provision. If any section of this agreement is
determined to be invalid, voidable, unlawful, or otherwise unenforceable by any judicial or other
competent body, the Company may modify that provision or strike it from this agreement. The remainder
of this agreement’s clauses shall continue to be in full force and effect. Failure by Us to perform our
responsibilities hereunder owing to causes beyond Our Control shall not be deemed a breach of this
Agreement. Without regard to any principles of conflict of laws, this agreement shall in all respects be
governed by the laws and courts of Michigan.
CONTACTS If you have any questions, please contact us at the following address:

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