INVESTMENT AGREEMENT BETWEEN

MR SUMRAN RAJAH (“INVESTOR”) AND

LUCY MONSHUR (“INVESTMENT MANAGER”)

THIS AGREEMENT is made on the 6th day of April 2022 (hereinafter “Effective Date”) by the

Investment Manager and the Investor (collectively referred to as the “Parties” or individually as the “Party”) and includes that Party’s successors and assigns.

In consideration of covenants and agreements contained in this Agreement, and other good and valuable consideration, the receipt of which is hereby acknowledged, Parties agree to the following terms and conditions and to be bound thereby:

1. Term: This Agreement shall be valid from the Effective date for a period of 24 months.

2. Parties to the agreement:
   1. Sumran Rajah of 45 Beverly Road, Manchester, M14 6TH ,email: sumran.rajah@hotmail.com (Investor)
   2. Lucy Monshur of ( enter address ) ,email: lucymonshur86@gmail.com

3. Investment

• The investment sum is £100,000.00 (one hundred thousand pounds) from the investor to the investing manager, with the investing manager already having made this payment on behalf of the investor on the 30th November 2021.
• The Investor shall deposit the remaining £80,000.00 (eighty thousand pounds) to the Investment Manager’s account, as investment in the Investor Manager’s partnership, (hereinafter “Partnership”) on or before ________________, with the Investor having made a £20,000.00 (twenty thousand pounds) loan payment to the investment manager on the 29th December 2021 and that sum is to be used as an interim payment towards the total investment sum.
• The Investor agrees and understands that this Investment is confidential to the Parties and shall be made to the Partnership in the name of the Investment Manager.
• It is the Parties’ intention that this Investment be repaid to the Investor within 12 months. If there is any change in circumstances that warrants changes in this repayment period, the Investor shall be informed of the same.
• On the 24th month, the Investor shall receive a lump sum payment, in the form of profit from his Investment. This amount shall be dependent on the contracts generated throughout the Term and the Partnership’s net income for that period.
• The Investment Manager agrees and undertakes to return the initial capital/investment to the Investor within 24 months should there be no profit generated from the investment within that period.
• The below property, a stand-alone Villa, will be transferred into the Investor’s name after the 24 months investment period, and after payout has been made to the Investor: 

Damac Lagoons

Portofino Cluster

Plot BL131

Dubai, United Arab Emirates

The property has been purchased by the Investment Manager and is currently in the Investor Manager’s name. The property’s full details will be available subject to the transfer of deeds, settlement of all outstanding financial elements and per the terms of this contract.

• When any issue arises before the 12 or 24 months aforementioned, the Investor will be notified of the said issues verbally or by writing.

4. Non-assignment: Neither Party shall transfer or assign this Agreement without the other Party’s consent which consent shall not be unreasonably withheld or delayed.

5. Confidentiality: All non-public, confidential, or proprietary information of a Party (Disclosing Party), whether disclosed orally or disclosed or accessed in written, electronic or other form or media, and whether or not marked, designated or otherwise identified as “confidential” in connection with this Contract is confidential, solely for the use of performing this Contract and may not be disclosed or copied unless authorized in advance by the Disclosing Party in writing. Upon the Disclosing Party’s request, the other Party (Recipient Party) shall promptly return all documents and other confidential materials received from Disclosing Party. Disclosing Party shall be entitled to injunctive relief for any violation of this Section. This Section does not apply to information that is: (a) in the public domain; (b) known to Recipient Party at the time of disclosure, or (c) rightfully obtained by Recipient Party on a non-confidential basis from a third party. In addition, this Agreement is confidential and cannot be divulged to third parties by a Party, unless as provided by law, without the written consent of the other Party.

6. Further Assurances: Each Party hereto agrees to perform any further acts and to execute and deliver any further documents that may be reasonably necessary to carry out the provisions of this Agreement.

7. Force Majeure: For this Agreement, “Force Majeure” means an event which a diligent party could not have reasonably avoided in the circumstances, which is beyond the control of a party and includes, but is not limited to, war, riots, civil disorder, earthquake, storm, flood or adverse weather conditions, strikes, lockouts or other industrial action, terrorist acts, confiscation or any other action by government agencies. A Party’s failure to fulfill its obligations due to Force Majeure shall not be considered a breach of this Agreement, provided that the Party has taken all reasonable precautions, due care, reasonable alternative measures, and minimal delay all to carry out the terms of this Agreement.

8. Court Costs and Attorneys’ Fees: In any action under this agreement, the prevailing Party shall be entitled to recover costs of court and reasonable attorneys’ fees from the other Party, which fees shall be in addition to any other relief that may be awarded.

9. Parties’ acknowledgments: The Parties acknowledge that they have been provided with the opportunity to negotiate this agreement and to seek legal counsel before signing this agreement. In addition, they acknowledge that they have the capacity to contract and enter into this agreement and that further, they have entered into this agreement freely and voluntarily.

10. General provisions

• This Agreement may be amended only by the written consent of the Parties hereto.
• If any provision is held to be invalid or unenforceable, it shall not affect the validity or enforceability of any other provision.
• This Agreement constitutes the entire agreement between the Parties. It supersedes all prior oral or written agreements or understandings between the Parties concerning the subject matter of this Agreement. The parties will exercise utmost good faith in this Agreement.
• Unless otherwise provided, failure by either Party to enforce any of the terms or conditions of this Agreement shall not be a waiver of their right to enforce the terms and conditions of this Agreement. No waiver by either Party of any breach of, or of compliance with, any condition or provision of this Agreement by the other Party shall be considered a waiver of any other condition or provision or of the same condition or provision at another time.
• This Agreement may be executed in any number of counterparts, each of which shall be an original and all of which constitute the same instrument.
• The Article and Section headings in this Agreement are for convenience, and they form in no part of this Agreement and shall not affect its interpretation.
• Whenever used herein, the singular number shall include the plural, and the plural number shall include the singular.
• Any references herein to the masculine gender or the masculine form of any noun, adjective, or possessive shall be construed to include the feminine or neuter gender and form, and vice versa.
• This Agreement shall be governed in all respects by the laws of the United Kingdom (UK) and its Courts without regard to its conflict of law provisions.
• Any notice required to be given between the Parties pursuant to the provisions of this Agreement shall be in writing and shall be deemed to have been given at the time when actually received as a consequence of any effective method of delivery at the following addresses (including email) or such changed address as the Party shall have specified by written notice, provided that any notice of change of address shall be effective only upon actual receipt.

IN WITNESS WHEREOF, each of the Parties has executed this Agreement, as set forth below.

Signed by the INVESTMENT MANAGER (Ms Lucy Monshur) Signature:Name: Date:

Signed by the INVESTOR (Mr Sumran Rajah) Signature:Name: Date: