REAL ESTATE PURCHASE AGREEMENT

REAL ESTATE PURCHASE AGREEMENT

This Purchase Agreement (the “Agreement”) dated this _____day of __________ BETWEEN ____________ (the “Seller”) AND
________ (the “Buyer”). The Seller wishes to sell a certain completed
home and the Buyer wishes to purchase the completed home that includes all light
fixtures, all electrical, all mechanical, plumbing, air-conditioning, and any other
systems of fixtures are attached thereto; all plants, trees, and shrubbery now a part
thereof, together with all the improvements and all appurtenances thereto, all being
hereinafter collectively referred to as the “Property”.
IN CONSIDERATION OF and as a condition of the Seller selling the Property and the
Buyer purchasing the Property and other valuable consideration, the receipt and
sufficiency of which consideration is acknowledge here, the parties to this Agreement
(individually the “Party and collectively the “Parties”) agree as follows:

  1. PROPERTY
    The property is situated at __________________ and the legal
    description of the property is as follows:
    __________________________________, which includes fixtures and
    improvements located on the property and all rights, privileges and appurtenances
    associated with it, including but not limited to permits, easements, and cooperative
    and association memberships (the “Property”).
    The Seller agrees to sell and convey to the Buyer and the Buyer agrees to purchase
    from the Seller the Property.
  2. PURCHASE PRICE
    The Purchase Price for the Property (the “Purchase Price”) will be paid as follows:
    a. Earnest money payable after the Effective Date of this Agreement is: $

b. Excluding any loan funding fee or mortgage insurance premium, the sum of all
financing is : $ _____
c. The total purchase price payable is: $ ____

  1. FINANCING TERMS
    The portion of the Purchase Price not payable in cash by Buyer amounts to $
    ___ and it will be paid by one or more third party mortgage or deed of
    trust loans.
    This Agreement is not subject to the Buyer being approved for financing and does not
    involve FHA or VA financing.
  2. EARNEST MONEY
    The Buyer will deposit $ ____ as earnest money at
    ___________ with ________ acting as escrow agent (the
    “Escrow Agent”), on or before _________. Failure to deposit the earnest
    money as provided in this clause will result in the Buyer being in default under this
    Agreement.
  3. TITLE POLICY
    At the Buyer’s expense, the Seller will furnish to the Buyer an owner’s policy for title
    insurance (the “Title Policy”) from __________ (the “Title Company”) in
    an amount of the Purchase Price dated as of the date that the sale of the Property
    becomes final and the Buyer takes possession of the Title Policy, subject to the
    following exceptions (collectively the “Title Exceptions”) which includes: building and
    zoning ordinances; standard utility easements; standard riparian matters; common
    restrictive covenants relating to platted subdivision; oil, gas and mineral rights; taxes,
    mortgages or deeds of trust and assessments which the Buyer will be assuming;
    discrepancies in regards to shortages in area or boundary lines; and liens created as
    part of the financing for the Buyer.
  4. COMMITMENT
    At the Seller’s sole cost, the Seller will furnish or cause to be furnished to the Buyer a
    commitment for title insurance (the “Commitment”) and copies of restrictive
    covenants and documents evidencing exceptions in the Commitment (the “Exception
    Documents”) other than the standard printed exceptions. The Seller hereby
    authorizes the Title Company to deliver the Commitment and Exception Documents to
    the Buyer’s address provided in this Agreement.
  5. PROPERTY SURVEY
    Prior to the Closing Date and at the Buyer’s sole cost, the Seller will furnish a new
    survey to the Buyer and the said survey must be made by a registered professional
    land surveyor acceptable to the Buyer, Title Company and any lender.
  6. OBJECTIONS AND CURE
    The Buyer may submit a written notice, within 10 days after the Buyer receives the
    Commitment, and the Exception Documents, in relation to any defects, exceptions or
    encumbrances to title which makes the title unmarketable, excluding the Title
    Exceptions.
    With the exception of the requirement in the Commitment which are not waived, if
    the Buyer fails to provide a written objection within the allowed time, it will
    constitute a waiver on the part of the Buyer to object. Any timely objections by
    either the Buyer or any third party lender must be cured by the Seller, at the Seller’s

expense, prior to closing and the Closing Date will be delayed as necessary. If the
objections are not cured, this Agreement will terminate and the earnest money will
be refunded to the Buyer within 10 days unless the Buyer has waived the objections in
writing and elected to close the sale and accept the title with the existing defect.

  1. REAL PROPERTY DISCLOSURE
    SELLER’S DISCLOSURE. The Seller does not know of any material facts that would
    affect the value of the property, except those observable by the Buyer or any known
    to the Seller which are disclosed in this Agreement and the attached addenda.
    STATUTORTY/VOLUNTARY DISCLOSURES. The Seller is responsible to furnish the
    Buyer with the following items as practicable before the signing of this Agreement:
    a. Lead-Based Paint Disclosure and a copy of the pamphlet titled, “Protect Your
    Family From Lead in Your Home” from the EPA
    COUNTY DISCLOSURE. The Seller is responsible for satisfying any local disclosure
    requirements prior to the signing of the Agreement. Please consult the local county
    department in which the Property is situated and/or a local real estate attorney to
    ensure compliance has been met.
  2. PROPERTY ACCESS AND INSPECTION
    The Buyer, may as its sole cost, select inspectors and pest controllers licensed to
    practice within ____ or any lawful authorized agent to make inspections
    to inspect the Property. The Buyer will deliver to the Seller a written notice of any
    defects in addition to a copy of the inspection report within 10 days after the
    inspection. At all reasonable times, the Seller is to permit the Buyer or its agent’s
    access to the Property for the purpose of inspection and will pay for turning on
    existing utilities.
  3. PROPERTY CONDITION
    The Buyer accepts the Property “AS IS” without any further work, repairs, treatments
    or improvements.
  4. WARRANTIES
    The Seller makes no express warranties aside from those expressly described in this
    Agreement.
  5. ASSIGNMENT
    This Agreement may not be assigned by Buyer in whole or in part. Notwithstanding
    the foregoing, at any time during the Term, Buyer may assign this Agreement (a) to
    any lender or lenders as security for obligations to such lender or lenders in respect of
    financing arrangements of Buyer or any affiliate thereof with such lender or lenders,
    or (b) upon prior written notice to Seller, to any Person that is and at all times

remains an Affiliate of Buyer or that merges or consolidates with or into Buyer or that
acquires all or substantially all of the assets or stock of Buyer.

  1. LENDER REQUIRED REPAIRS
    Neither Seller nor the Buyer is obligated to pay for any lender required repairs or
    remediations, unless both Parties agree in writing. If repairs will exceed five percent,
    the lender has the sole option to terminate the agreement. If the Parties cannot come
    to an agreement for the lender required repairs or remediations, this Agreement will
    terminate and the earnest money will be refunded to the Buyer within 10 days of the
    receipt of written notice.
  2. COMPLETION OF REPAIRS AND IMPROVEMENTS
    The Seller will complete all agreed work, repairs, treatments, and improvements (the
    “Work”) prior to the Closing Date unless both Parties agree otherwise in writing. The
    Work to be completed must be done by individuals who are licensed to perform such
    tasks and all required permits and regulations must be obtained and observed. Any
    transferable warranties received by the Seller for completed Work will be transferred
    to the Buyer at closing. If the Seller fails to complete the Work prior to the Closing
    Date, the Buyer may elect to complete the said Work and the Buyer will be entitled to
    claim reimbursement for the Work upon closing.
  3. CLOSING
    The Closing Date will be on or before _____, or be within seven days
    after objections revealed from the Commitment or survey have been cured,
    whichever date is later. In the absence of legal excuse, the failure to close the sale
    on the Closing Date by either Party will enable the non-defaulting party to pursue any
    remedies on default provided in this Agreement.
    Upon closing, the Seller will execute and deliver to the Buyer a general warranty deed
    which has title to the Property and shows no further exceptions to title of the
    Property except the Title Exceptions, and furnish a current tax statement which
    shows no delinquent taxes on the Property.
    The Buyer will pay the Purchase Price in good funds acceptable to the Escrow Agent.
    Any notices, statements, certificates, affidavits, releases, loan documents and other
    documents required by this Agreement, by the Commitment or by law which is
    necessary for the closing of the sale or the issuance of the Title Policy must be
    promptly executed and delivered by the Seller and the Buyer.
    All covenants, representations and warranties in this Agreement will survive closing
    and may be enforced.
  4. POSSESSION
    Possession of the Property in its current or required state, ordinary wear and tear
    excepted, will be delivered by the Seller to the Buyer upon proper funding at closing.
    A tenancy at sufferance relationship will be created between the Parties where there
    is no authorized written lease agreement and either the Buyer has possession prior to
    closing or the Seller has possession after closing. The Parties should consult their
    respective insurance agent and are responsible to ensure adequate coverage exists
    upon the transfer of ownership and possession.
  5. SETTLEMENT AND OTHER EXPENSES
    Unless both Parties otherwise agree in writing, the following expenses payable to the
    Seller (the “Seller’s Expenses”) must be paid at or prior to closing:
    a. All existing liens, prepayment penalties; recording fees; lender; tax
    statements or certificates; preparation of deed; half of escrow fee; and all
    expenses payable by the Seller under this Agreement must be released or
    discharged accordingly.

The following expenses payable by the Buyer (the “Buyer’s Expenses”) must be paid
at or prior to closing:
a. Loan origination, discount, buy-down, and commitment fees.
b. All expenses related or incident to any loan, including but not limited to,
appraisal fees, application fees, credit reports, loan documents preparation
fees, recording fees on notes and mortgages or deeds of trust; as well as
recording fees on the deed; financing statements; inspection fees; half of
escrow fees; all prepaid items including flood and hazard insurance premiums;
documentary stamp tax; title policy; and all other expenses payable by the
Buyer, necessary to perform the Buyer’s obligations under this Agreement must
be released or discharged accordingly.

  1. PRORATIONS
    The following items will be prorated and adjusted as property as of the Closing Date:
    any taxes due for the current year, association fees, maintenance fees, assessments,
    dues, heating tank fuel, utility charges and rents of the Property. If the tax rate for
    the current year in unknown, the Parties will use the rate from the previous year plus
    five percent at closing. If the tax rate for the previous year is also unknown, the
    Escrow Agent will estimate an amount to prorate, holdback sufficient funds and
    adjust the prorated amount when the new tax statements become available. The
    Buyer will be obligated to pay the share of the prorated taxes for the current year if
    the taxes are not paid at or prior to the closing.
  2. RISK OF LOSS
    The Seller will bear all risk of loss to the property or its improvements, which
    includes, but is not limited to destruction of the Property, or loss caused by eminent
    domain, until the Closing Date. If at any point after the Effective Date but prior to
    closing, any part of the Property is damaged or destroyed, the Seller will restore the
    Property to its previous condition as soon as possible before the Closing Date,
    reasonable delays excepted. If the Seller fails to restore the Property due to
    unforeseeable factors beyond the control of the Seller, the Buyer may elect one of
    the following:
    a. The Agreement will terminate and the earnest money will be refunded to the
    Buyer within ten days;
    b. The Closing Date will be extended as necessary to accommodate the
    performance of restoration; or
    c. As closing, the Property in its damages state will be accepted and all insurance
    proceeds will be assigned from the Seller to the Buyer and the Buyer will
    receive an amount equal to the deductible under the Seller’s insurance policy.
    The Seller’s obligations under this provision are independent of any obligations of the
    Seller found under the heading Property Condition.
  3. REMEDIES ON DEFAULT
    The Buyer will be in default if the Buyer fails to comply with the provisions of this
    Agreement, upon which, the Seller may:
    a. Seek specific performance; or
    b. Seek other relief as may be provided by law; or
    c. Seek a combination of any or all of the above remedies; or
    d. Treat all earnest money as forfeited and the said money be deemed as
    liquidated damages and the sole remedy for the Seller.
    If the Seller, due to any factors beyond the control of the Seller, fails to make any
    non-casualty repairs or deliver the Commitment or survey as required, the Buyer may:
    a. Extend the performance time and the Closing Date as necessary; or
    b. Terminate this Agreement and the money will be refunded to the Buyer within
    10 days as the sole remedy.
    The Seller will be in default if the Seller fails to comply with the provisions of this
    Agreement, upon which, the Buyer may:
    a. Seek specific performance; or
    b. Seek such relief as may be provided by law; or
    c. A combination of any or all of the above remedies; or

d. Treat this Agreement as terminated and receive the earnest money within 10
days of cancellation

  1. ESCROW
    The Seller and the Buyer agree that the Escrow Agent is not:
    a. A party to this Agreement and will not assume any liabilities incurred as a
    result of the performance or non-performance either the Buyer or the Seller,
    and that no liability will be incurred unless the Escrow Agent is grossly
    negligent or willfully breaches the terms of this Agreement.
    b. Liable for the loss of earnest money as a result of the failure of any financial
    institution in which the earnest money has been deposited unless the said
    institution is acting as an Escrow Agent; and
    c. Liable for interest on the earnest money.
    Upon closing, the earnest money will be applied in the following order with the excess
    refunded back to the Buyer:
    a. Any cash down payment; and’
    b. Buyer’s expenses
    At all relevant times during the course of this Agreement, the Escrow Agent is
    required to notify the other Party prior to the releasing of any funds to the Party who
    is requesting the funds.
    The notice of the Escrow Agent to either Party will be deemed effective upon its
    deposit to any US postal service offices or mailboxes with receipt requested, provided
    that the notice contains adequate postage and the correct mailing address of the
    Party contained in this Agreement is inscribed on the notice. The notice of objection
    to the demand of earnest money will be deemed effective upon receipt by the Escrow
    Agent.
  2. SELLER REPRESENTATIONS
    The Seller represents and warrants that there will be no liens, assessments, or
    security interests from third parties against the Property which will not be satisfied
    out of the sales proceeds. The Seller makes no representation aside from those
    expressly provided in this Agreement. If the representations of the Seller are untrue
    upon the Closing Date, the Buyer may terminate this Agreement and the earnest
    money will be refunded within 10 days.
  3. NOTICES
    All notices pursuant to this Agreement must be written and signed by the respective
    Party or its agent and all such correspondence will be effective upon it being mailed
    with return receipt requested, or hand-delivered as follows:
    To the Buyer at:

Name: ______
Address: _________
Telephone: ____________
To the Seller at:
Name: _________
Address: ________
Telephone: ___________

  1. EFFECTIVE DATE
    The Effective Date of this Agreement (the “Effective Date”) is latter of the date the
    Buyer executed this Agreement and the date the Seller executed this Agreement.
  2. GOVERNING LAW
    The Parties agree this Agreement will be construed under the laws of
    _____, without regard to the jurisdiction in which any action or special
    proceeding may be instituted.
  3. SEVERABILITY
    If there is a conflict between any provision of this Agreement and the applicable
    legislation of ___, the Act will prevail and such provisions of the
    Agreement will be amended or deleted as necessary in order to comply with the Act.
    Further, any provisions that are required by the Act are incorporated into this
    Agreement.
    If any terms or provisions of this Agreement are determined to be invalid or
    unenforceable by a court of competent jurisdiction, the remainder of this Agreement
    will not be affected and each unaffected term and provision of this Agreement will be
    valid and be enforceable to the fullest extent permitted by law.
  4. NO BROKER OR AGENT
    There are no obligations on either Party for the payment of broker fees in this
    Agreement. The Parties agree that no real estate brokers or agents were procured for
    their services in connection with this Agreement or any part of the sale agreement
    prior to the signing of this Agreement. If a broker or agent was retained, the Party
    which employed the said broker or agent will be solely liable for the costs associated
    with it.
  5. AGREEMENT OF PARTIES
    This document constitutes the entire agreement of the Parties and it may not be
    contradicted by evidence of prior contemporaneous or subsequent oral agreement.

The provisions contained in this Agreement cannot be changed except by the signed
and delivered written consent of both Parties.

  1. GENERAL PROVISIONS
    This Agreement may be executed in counterparts. Electronic signatures are binding
    and are considered to be original signatures.
    All monetary amounts in this Agreement refer to US dollars, and all payments
    required to be paid under this Agreement are paid in US dollars unless the Parties
    agree otherwise in writing.
    Headings are inserted for the convenience of the Parties only and are not to be
    considered when interpreting this Agreement.
    Time is of essence in this Agreement. Every calendar day except Saturday, Sunday or
    U.S national holidays, will be deemed business day and all relevant time periods in
    this Agreement will be calculate in business days.

EXECUTED by _________on the ________ day of _, 20____


Witness
EXECUTED by ___ on the day of ___, 20 _


Witness

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