[YOUR NAME]
[YOUR ADDRESS]
CITY, STATE, ZIP]
[DATE]
[BANK NAME]
[BANK ADDRESS]
[CITY, STATE, ZIP]
Dear [Bank Representative],
RE: DISPUTE OF ST. JAMES STREET BRANCH MOTOR VEHICLE LOAN
ACCOUNT #431700476
I am writing in response to an email I received from an unidentified bank
representative, dated 20 th March 2023, regarding my St. James Street Branch Motor
Vehicle Loan Account #431700476. I would like to address some concerns raised in
the email and clarify my position regarding the account.
Firstly, I must state from the outset that I am at odds as to why the bank is still
attempting to circumvent the law in its efforts to be compensated twice for this
security instrument (loan agreement/promissory note) which I signed. The payment
for this asset was made in the form of a Promissory Note on July 6, 2022, as per the
Bill of Exchange Act and the Supreme Court Rules which govern your activities and
conduct. I believe that any attempt to tarnish my name in any way with any institution
will not be acceptable and any parties doing so will be held liable for such action
without cause or conduct.
Regarding your claim that the account was classified as a bad debt on February 28,
2023, I strongly dispute this claim, as I have fulfilled my obligation by delivering
payment for the vehicle using a promissory note, which is a valid and legal form of
payment recognized by the Bill of Exchange Act and the Supreme Court Rules. The
use of promissory notes is a common practice in financial transactions, and I
delivered the payment to your bank reception on May 25, 2022, and received a
stamp of receipt. Additionally, I provided a copy of the payment and received another
stamp of receipt on July 8, 2022.
Therefore, I demand that the bank comply with the Bill of Exchange Act and the
Supreme Court Rules and respect the legal validity of the promissory note that I
provided as payment for the vehicle. I urge you to withdraw any claims against me
and remove any negative information that was shared with credit rating agencies.
I must also express my deep concern regarding the irregularity of the email, which
was sent without a proper header or footer, and without the name of the person
sending the document. This lack of identification creates confusion and makes it
difficult for me to properly address the issue at hand. I urge you to rectify this issue
immediately by providing a proper email with all necessary information, so that we
may communicate effectively and efficiently.
In conclusion, I hope that we can resolve this matter amicably and without further
delay. I look forward to hearing from you regarding the steps that the bank will take
to rectify the situation and withdraw any claims against me.
Thank you for your attention to this matter.
Sincerely,
[Your Name]
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